XRP Whale Activity Signals Potential 400% Rally If SEC Case Resolves
June 28, 2025 — Recent data on XRP whale flows and wallet activity hint at a strong possibility of another triple-digit price rally for the cryptocurrency, reminiscent of its impressive 420% surge in late 2024. Market analysts and on-chain researchers are keeping a close eye on notable shifts in XRP investor behavior that could set the stage for substantial gains, provided the ongoing Securities and Exchange Commission (SEC) legal case against Ripple finds a resolution.
Whale Flows Turn Bullish After Months of Outflows
After several months characterized by significant XRP outflows from large holders, whale activity took a dramatic turn in May 2025. According to crypto analytics platform CryptoQuant, the 90-day moving average of whale flows turned positive — signaling renewed accumulation by whales. This shift contrasts with the negative readings observed during the prolonged correction period from January to April 2025. CryptoQuant’s data revealed that whale flows began trending bullish as early as August 2024, a pattern that aligned with XRP’s massive 420% price breakout during the fourth quarter of that year. Current whale capital inflows have even exceeded the previous year’s levels, highlighting a potentially strong momentum build-up ahead of the final quarter of 2025. ### Growing Number of Large XRP Wallets Demonstrates Investor Confidence
Supporting these findings, futures trader Dom pointed out an all-time high in wallets holding over 1 million XRP — now tallying 2,850. Additionally, mid-tier wallet count (holding more than 10,000 XRP) increased by 6.2% year-to-date to around 306,000 addresses. This persistent growth in large-scale accumulation reflects significant conviction from long-term investors who remain optimistic despite recent price stagnation.
Since peaking at $3.40 in January 2025, XRP’s price has maintained a steady presence above the $2 level monthly, though trading volumes particularly on Binance fell to their lowest since August 2020 during Q2. This decline in volume indicates a temporary cooling in market participation but has done little to dampen the broader accumulation trend among whales.
Market Sentiment Reaches Height Amid Legal Proceedings
Data from Santiment reveals that XRP’s sentiment reached a 17-day high recently, boosted by anticipation around a stalled $50 million settlement negotiation between Ripple and the SEC. This contrasts with the comparatively muted sentiment in Bitcoin and Ethereum, which have experienced decreasing retail investor engagement amid a sideways crypto market.
Ripple vs. SEC Case Continues to Weigh on Price Dynamics
The ongoing legal dispute between Ripple and the SEC remains a key factor influencing XRP’s price trajectory. Last week, on June 26, District Judge Analisa Torres rejected a motion requesting an indicative ruling on the case. The judge emphasized that private settlements cannot override a court’s final judgment, underscoring that both parties must formally withdraw appeals or proceed through the official appeals process to challenge the ruling.
According to journalist Eleanor Terrett, Judge Torres remarked: “The parties do not have the authority to agree not to be bound by a court’s final judgment… They have not come close to doing so here.”
This legal overhang continues to create uncertainty, but should it be resolved favorably, market observers expect this could unleash significant upward price momentum similar to the breakout witnessed in Q4 2024. ### Looking Ahead: Is Another 400% Rally Possible?
With whale flows signaling renewed accumulation, robust growth in million-XRP-holding wallets, and heightened market sentiment despite sluggish trading volumes, many analysts see strong potential for XRP to revisit or surpass previous highs. Historical data points to a possible rally approaching 400% in magnitude — contingent on a positive outcome in the SEC litigation.
Investors are advised to monitor the unfolding legal developments closely while considering the inherent risks of the crypto market. As always, thorough personal research and risk management are crucial before making investment decisions.
This article does not constitute investment advice or recommendations. Cryptocurrency trading involves risk, and readers should conduct independent research before acting.
Tags: Cryptocurrency, XRP, Ripple, SEC, Whale Flows, Market Analysis, Altcoins, Price Outlook