Hodler’s Digest: XRP Set for Rebound, Cryptocurrency Returns to U.S. Amid Regulatory Shifts
July 27 – August 2, 2025
The cryptocurrency market is showing signs of renewed activity and optimism this week as XRP eyes a significant price rebound, and crypto firms begin relocating back to the United States amid evolving regulatory landscapes. Here’s a detailed look at the major developments and trends shaping the crypto ecosystem in the past week.
XRP Signals Potential 20% Price Rally in August
Technical analysts are closely watching XRP for a possible short-term surge, with data indicating a bullish divergence on its four-hour trading chart. Despite lower lows in price, the relative strength index (RSI) has been showing higher lows — a classic signal that the downward selling momentum may be weakening.
This divergence suggests XRP could experience a 20% price increase by the end of August, sparking renewed investor interest in the token. Currently, XRP is trading around $3.01, part of a broader cryptocurrency market that holds a total capitalization of approximately $3.71 trillion.
Crypto Companies Returning to U.S. as Regulatory Climate Evolves
In what some are calling the “golden age of crypto,” several key figures in the U.S. financial regulatory space have issued calls to bring cryptocurrency businesses back onshore. SEC Chair Paul Atkins emphasized this theme during a recent speech at the America First Policy Institute, urging crypto firms that had previously moved abroad to “reshore” their operations.
Similarly, Treasury Secretary Scott Bessent has encouraged innovators to start companies, launch protocols, and hire employees within the U.S. He framed this as a unique moment of opportunity for domestic growth in the digital asset sector, facilitated by clearer regulation and political support.
Responding to these calls, established exchanges like Kraken and MoonPay are expanding their U.S. presence, and other companies are beginning to relocate operations from abroad, signaling a broader industry shift.
SE C Launches ‘Project Crypto’ for Regulatory Modernization
SEC Chair Atkins also announced a major initiative titled “Project Crypto,” aimed at overhauling the agency’s approach to digital assets. Motivated by recommendations from the President’s Working Group on Digital Asset Markets, this project intends to create a transparent and adaptable regulatory framework for cryptocurrencies.
Key proposals include easing licensing to allow brokerages to cover multiple asset classes under a single license and differentiating clearly between commodities (which cover most cryptocurrencies) and securities. Atkins also advocated for temporary regulatory exemptions or grace periods for nascent crypto projects, initial coin offerings (ICOs), and decentralized software to foster innovation without the fear of excessive litigation.
Corporate Adoption of Crypto on the Rise
Cryptocurrency integration is becoming a strategic priority for many large firms, according to Deloitte’s Q2 2025 CFO survey. Nearly all respondents (99%) from billion-dollar companies expect to use crypto in their businesses over the long term, and 23% plan to incorporate crypto investments or payments within the next two years.
This adoption trend is even stronger among the largest firms — nearly 40% of CFOs at companies exceeding $10 billion in revenue report plans to use cryptocurrency. Despite the growing momentum, concerns remain about price volatility, accounting complexity, and regulatory uncertainty, which many CFOs see as key barriers.
UK Lifts Ban on Retail Crypto ETNs
In a significant regulatory reversal, the UK’s Financial Conduct Authority (FCA) announced it will lift the ban on retail access to crypto exchange-traded notes (cETNs) starting October 8, 2025. The FCA cited the increased maturity and mainstream acceptance of these products since their 2021 ban.
David Geale, FCA Executive Director of Payments and Digital Finance, highlighted the evolving market and improved understanding of crypto ETNs as reasons for reinstating retail access.
Investigations and Market Security Updates
The crypto community reckons with ongoing security challenges as the recent $44 million hack of Indian exchange CoinDCX leads to the arrest of a company employee suspected of credential compromise facilitating unauthorized transfers. CoinDCX’s internal probe uncovered that hackers exploited compromised login details to breach company servers.
July’s total crypto theft losses reached at least $142 million across multiple incidents, marking a 27% increase from June but still well below losses recorded in the same month last year.
Market Snapshot: Winners and Losers of the Week
As the week closes, Bitcoin (BTC) stands at approximately $113,936, Ether (ETH) at $3,527, and XRP holding steady at $3.01. Among the top 100 cryptocurrencies, Four (FORM) surged 12.96%, followed by Toncoin (TON) at 11.49%, and Story (IP) at 10%. Conversely, Fartcoin (FARTCOIN) dropped 30.55%, Bonk (BONK) fell 28.08%, and Virtuals Protocol (VIRTUAL) declined by 23.03%.
Notable Quotes
- Paul Atkins, SEC Chair: Advocating for reshoring crypto businesses and modernizing regulatory frameworks.
- Scott Bessent, U.S. Treasury Secretary: “Start your companies here. Launch your protocols here. And hire your workers here.”
- Ted Pillows, Crypto Investor: “I think BTC could break above this level next month which will start the next leg up.”
- Ray Dalio, Bridgewater Associates Founder: “You would have about 15% of your money in gold or Bitcoin for the best return-to-risk ratio.”
Upcoming Developments to Watch
- The U.S. SEC’s “Project Crypto” expected to provide clear licensing and regulatory guidance.
- XRP’s price action may confirm a rebound with a potential 20% upward move.
- The UK’s removal of crypto ETN restrictions to take effect in October.
- The outcome of the Tornado Cash co-founder’s trial, a landmark case in crypto developer liability.
- Indonesia’s new crypto tax regime raising levies on domestic sales and mining operations starting August 1. —
As cryptocurrencies continue to mature, increased regulatory clarity and political support in major markets like the U.S. and UK appear to be bolstering long-term confidence in digital assets. While challenges remain — from security issues to regulatory concerns — these developments suggest the industry is advancing toward greater integration with the global financial system.
Source: Cointelegraph