Flare Secures Second Public Company to Adopt XRP DeFi Framework, Boosting Institutional Use of XRP
In a significant development for institutional adoption of XRP, blockchain technology firm Flare has announced that Everything Blockchain Inc. (OTC: EBZT), a U.S.-listed public company, has signed a memorandum of understanding to integrate Flare’s XRP finance (XRPFi) framework for enhancing corporate treasury yield. This agreement marks the arrival of the second publicly traded company to leverage Flare’s DeFi infrastructure for productive use of XRP, following Nasdaq-listed VivoPower International PLC’s (NASDAQ: VVPR) earlier $100 million XRP commitment to Flare’s ecosystem.
Transforming XRP into a Yield-Bearing Asset for Institutions
Historically regarded as a non-yielding digital asset, XRP is now poised to serve as a productive financial instrument for institutions. At the core of Flare’s solution is the “FAssets” system, a trustless bridge network that extends smart contract functionality—traditionally available on platforms like Ethereum—to tokens such as XRP and Bitcoin. This system is complemented by Firelight, Flare’s innovative restaking layer.
Together, these technologies allow companies to convert their XRP holdings into FXRP, a tokenized form of XRP equipped for decentralized finance applications. FXRP can then be allocated across various DeFi protocols, including lending, staking, and liquidity provision, creating new pathways for generating yield on what was once a dormant asset.
CEO Hugo Philion emphasized the importance of this breakthrough, stating, “XRP, now a roughly $150 billion asset, has been a cornerstone of digital finance for more than a decade, yet institutions have had few ways to make it productive. Flare changes that by enabling a compliant, on-chain, non-custodial yield framework designed for corporate treasuries. With VivoPower and now Everything Blockchain, public companies are validating that XRPFi is not just a concept but an emerging institutional standard.”
A New Narrative for Institutional Crypto Adoption
Everything Blockchain’s CEO, Arthur Rozenberg, highlighted how this move aligns with a broader evolution in how public companies manage blockchain assets. “This is about unlocking the true financial utility of digital assets like XRP, not just as speculative holdings, but as yield-bearing instruments that can compound over time,” he explained. Rozenberg affirmed that Flare’s framework meets stringent governance, security, and auditability requirements essential for public company compliance.
While the total value managed under the XRPFi framework remains modest compared to other institutional cryptocurrency treasury programs focused on Bitcoin or Ethereum, the adoption by two listed companies within a year marks a meaningful shift. XRP’s narrative is increasingly moving away from pure speculation toward practical, yield-generating financial tools, potentially paving the way for wider corporate balance sheet incorporation.
This trend reflects a growing institutional appetite for diversifying digital assets beyond traditional cryptocurrencies by integrating them into treasury operations with clear returns.
Looking Ahead
As Flare continues to develop its XRPFi ecosystem, the participation of Everything Blockchain and VivoPower International serves as an early validation of this innovative approach to digital asset management. The expansion of XRP’s utility through yielding strategies could strengthen its role within digital finance and inspire more public companies to explore similar frameworks.
For now, these developments position XRP as a more compelling option for institutions seeking to enhance the utility and productivity of their crypto holdings in a compliant, secure manner.
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By Shaurya Malwa; edited by Stephen Alpher
Published: August 29, 2025