GoTyme Bank and Alpaca Partner to Launch Crypto Trading Platform in the Philippines
December 8, 2025 | The Digital Banker
In a significant development for the Philippine fintech landscape, GoTyme Bank has teamed up with US-based fintech firm Alpaca to introduce a new crypto trading feature tailored for Filipino users. This collaboration marks a major milestone in expanding digital financial services in the country, aiming to provide easily accessible and secure cryptocurrency investing options to the local population.
Rising Crypto Adoption in the Philippines
Cryptocurrency adoption in the Philippines has been on a steady rise, with the country currently ranking ninth worldwide in crypto adoption and twentieth in crypto wealth. Approximately 10% of Filipinos are already engaging in crypto transactions, and forecasts suggest that this number could surge to 12.79 million users by 2026. The growth is largely fueled by the demand for digital-first financial solutions, especially among the estimated 76% of the country’s population who are unbanked or underbanked.
The Philippines’ favorable environment for crypto is bolstered not only by a digitally literate younger population but also by the government’s positive stance on digital assets. Limited access to traditional banking and financial services has further accelerated the adoption of cryptocurrency as an alternative financial tool.
A Vision for Financial Empowerment
Nate Clarke, President and CEO of GoTyme Bank, emphasized the bank’s ambition to be "the most transformative bank in the Philippines," aiming to empower Filipinos to unlock their financial potential. The launch of GoTyme Crypto is a strategic step towards offering world-class financial solutions that combine security, simplicity, and innovation.
"We are partnering with Alpaca to bring global expertise to local customers, ensuring they have the tools to confidently participate in the digital economy," Clarke said.
An Phan, Portfolio Product Manager at TymeX — GoTyme’s product and technology division — explained the rationale behind the product’s user-friendly design. "Most crypto apps target experienced traders and can be intimidating for everyday users. Our product focuses on simplicity and reliability, designed for people who want to buy crypto confidently without complicated technical analysis or juggling multiple apps."
Features and Functionality
The new crypto trading service leverages Alpaca’s Broker API to offer a streamlined, integrated experience within the GoTyme Bank platform. Key features include:
- Easy funding of a dedicated GoTyme Crypto USD account directly from the GoTyme Bank Everyday current account.
- Access to on-demand trading of 11 selected cryptocurrencies, including prominent coins such as Bitcoin (BTC), Ethereum (ETH), and Solana (SOL).
- Real-time market insights and news feeds to assist users in making informed investment decisions.
The familiar banking interface combined with robust bank-level security protocols aims to reduce friction and make cryptocurrency investing more approachable for all Filipinos.
Industry Perspective
Yoshi Yokokawa, CEO of Alpaca, expressed enthusiasm over the partnership’s potential impact. “We are proud to support GoTyme Bank in making crypto trading simple and accessible for everyday users,” he said. “The Philippines is one of the earliest adopters of digital assets, and with this collaboration, millions of Filipinos will have the confidence to build wealth and participate meaningfully in the global digital economy.”
Looking Ahead
As digital finance continues to evolve, the partnership between GoTyme Bank and Alpaca underscores a broader trend of convergence between traditional banking and innovative digital asset services. The Philippine market’s appetite for accessible cryptocurrency products positions GoTyme Crypto as a timely solution to meet this growing demand.
For Filipinos, especially those underserved by traditional financial institutions, the new platform represents an opportunity to engage safely and effectively in the burgeoning crypto economy.
The Digital Banker delivers trusted insights and analysis on global financial services and technologies. This article is part of ongoing coverage of fintech, crypto, and digital banking developments.