XpFinance Presale Anticipated to Hit 10% Hard Cap Within 48 Hours as XRP Sees Resurgence
Major Developments in the XRP Ecosystem
VILNIUS, Lithuania, May 8, 2025 (GLOBE NEWSWIRE) — The cryptocurrency landscape is witnessing renewed interest in XRP as market analysts predict that the presale for XpFinance’s $XPF token will reach at least 10% of its hard cap within just 48 hours of its launch. This surge in investor interest coincides with Ripple’s recent high-profile partnership with Chipper Cash and a compelling $10 billion bid for USDC issuer Circle. Additionally, Ripple’s $25 million RLUSD pledge to U.S. teachers has generated significant media attention and contributed to positive sentiment around XRP.
Analysts are identifying XpFinance as a potentially pivotal player within the XRP Ledger (XRPL), especially as it introduces the first fully non-custodial lending and borrowing protocol designed specifically for XRPL users.
Overview of the XpFinance Presale
The XpFinance presale commenced today, May 8, at 16:00 UTC, with anticipations that the initial allocation of 6 million $XPF tokens will be rapidly subscribed as investor buzz continues to grow. Interest is evident, as seen by the more than 150 early participants who joined the project’s Telegram channel within three days of its announcement.
“Centralized yield models have run their course,” stated Damir Hadjic, Chief Investment Officer at XpFinance. “Our protocol delivers real DeFi on XRPL, speed, security, and complete self-custody.”
The Rationale Behind XpFinance’s Appeal
XpFinance aims to mitigate the risks associated with traditional centralized platforms commonly used by yield-seeking XRP holders. Users frequently expose themselves to potential custody losses, unclear accounting practices, and regulatory uncertainties. By implementing an entirely on-chain mechanism for all transactions—including loans, repayments, and liquidations—XpFinance is committed to granting users full control over their private keys and allowing instantaneous transactions on XRPL’s ultrafast network, all for minimal fees.
The Utility of $XPF Tokens
Central to the XpFinance ecosystem is the $XPF token, which has a capped supply of 200 million tokens. Holding or staking $XPF confers several benefits to users, including lower borrowing rates on loans, governance capabilities over asset listings and fee structures, and earning passive XRP income from protocol fees. Notably, 30% of the total token supply—approximately 60 million tokens—is reserved exclusively for the upcoming presale.
Upon the conclusion of the presale, $XPF tokens will be listed on both Magnetic and XP Market, with a targeted price that is expected to be 30% higher than the presale price, offering early buyers immediate profit potential.
How to Participate in the XpFinance Presale
Investors looking to join the presale should follow these steps:
- Purchase XRP on a reliable exchange such as Binance, Coinbase, or Bybit.
- Transfer the acquired XRP to a self-custody wallet compatible with XRPL, such as Xaman, XUMM, or Ledger.
- At 16:00 UTC on May 8, visit the official presale link to make contributions and add the $XPF trustline.
- Tokens will automatically airdrop to participants upon the sale’s completion.
Future Impact of XpFinance on the XRPL Ecosystem
Given Ripple’s expanding institutional relationships and its aspirations for an exchange-traded fund (ETF), analysts are optimistic that XpFinance could emerge as a foundational component of the money market for both treasury and retail users in the XRP ecosystem.
About XpFinance
XpFinance is pioneering the creation of a non-custodial, over-collateralized lending and borrowing platform on the XRP Ledger. The project offers passive XRP rewards, competitive borrowing rates, and a governance framework that emphasizes user autonomy.
For further information, visit our official channels:
- Website: xp.finance
- Twitter: x.com/xpfinancexrp
- Telegram: t.me/xpfinancexrp
Disclaimer
This content is provided by XpFinance and reflects solely the views of the content provider, which do not necessarily align with the views of this media platform or its publisher. The information shared is for informational purposes only and should not be construed as financial or investment advice. As always, it is recommended that readers perform their due diligence and consult with financial advisors before making investment decisions in the cryptocurrency space.
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