TRM Labs and Finray Technologies Join Forces to Enhance Audit-ready Crypto Transaction Monitoring in Banking and Payments
San Francisco, February 24, 2026 — TRM Labs, a leading blockchain intelligence platform, announced a strategic partnership with Finray Technologies, a unified banking infrastructure and compliance intelligence firm, to deliver enhanced, audit-ready crypto transaction monitoring seamlessly integrated into banking and payments workflows.
Addressing the Growing Need for Unified Compliance
As regulatory frameworks tighten globally, particularly with the European Union’s Market in Crypto-Assets (MiCA) regulations entering full enforcement phase, financial institutions are under increasing pressure to monitor risks associated with both traditional fiat transactions and emerging digital asset activities.
The European Securities and Markets Authority (ESMA) began public supervision of MiCA-authorized entities, alongside publishing non-compliance registers in early 2025, raising the stakes for regulated institutions to have comprehensive risk oversight.
With blockchain-based asset exposure, stablecoin settlements, and fiat payment flows becoming deeply intertwined, siloed monitoring systems are no longer sufficient. TRM Labs and Finray Technologies have responded to this challenge by integrating TRM’s advanced blockchain intelligence solutions directly into Finray’s XZiel compliance and decision engine, creating a unified operational framework for compliance professionals.
Integration Brings Real-Time, Actionable Risk Intelligence
This collaboration embeds TRM’s risk detection capabilities, including transaction monitoring and wallet screening, directly into Finray’s platform. The joint solution empowers institutions to:
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Conduct real-time transaction monitoring: Identify risks associated with crypto transfers, wallet interactions, and on-chain exposures instantly within their existing workflows.
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Screen wallets during onboarding and ongoing monitoring: Evaluate counterparty risk during Know Your Customer (KYC) and Know Your Business (KYB) processes, as well as continuous transactional oversight, including on/off-ramp flows and stablecoin activities.
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Manage cases through unified workflows: Consolidate risk alerts, investigative intelligence, and compliance decisions in one platform alongside fiat transaction monitoring, simplifying escalation and documentation processes.
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Maintain a decision-ready audit trail: Capture comprehensive risk rationale, source data, exposure types, and timestamps to facilitate supervisory reviews, regulatory examinations, and Suspicious Activity Report (SAR) submissions.
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Accelerate market entry and regulatory adherence: Embed blockchain risk intelligence to streamline infrastructure deployment while maintaining compliance with evolving regulations like MiCA.
Designed for a Range of Regulated Institutions
This integration targets multiple industry stakeholders, including:
- Banks and Electronic Money Institutions (EMIs) expanding crypto offerings or providing crypto on/off-ramp services
- Crypto Asset Service Providers (CASPs) and Virtual Asset Service Providers (VASPs) transitioning in compliance under MiCA
- Crypto exchanges and custodians handling institutional assets, corporate treasury flows, and stablecoin settlements
- Payment Service Providers (PSPs) and fintech platforms embedding crypto payments within regulated fiat ecosystems
Industry Leaders Speak on the Partnership
Morley Gordon, Head of Partnerships at TRM Labs, emphasized the critical need for actionable intelligence:
“Financial institutions and crypto businesses need more than raw blockchain data – they need clear, actionable intelligence that stands up to regulatory scrutiny. Embedding TRM directly into Finray’s compliance tools enables proactive digital asset risk management and faster time-to-market without compromising trust.”
Oleksandr Potapenko, Founder and CEO of Finray Technologies, highlighted the importance of unified systems for compliance:
“Compliance teams can’t manage fiat and crypto risk in separate systems anymore. Integrating TRM’s blockchain intelligence into XZiel provides a single, auditable risk view across both rails, fulfilling the demands of MiCA and supervisory expectations. This partnership gives our customers trusted blockchain intelligence natively embedded in their workflows, shortening the path from regulatory intent to real-time, defensible action.”
Availability and Access
The integration is now generally available to existing TRM and Finray customers. Institutions can utilize their TRM API key to access TRM Transaction Monitoring and Wallet Screening insights directly within Finray’s XZiel platform.
About TRM Labs
Headquartered in San Francisco, TRM Labs offers comprehensive blockchain analytics solutions that assist law enforcement, national security agencies, financial institutions, and cryptocurrency businesses in detecting, investigating, and disrupting crypto-related financial crimes. Their platform helps trace fund flows, identify illicit activities, and build actionable intelligence, fostering a safer crypto ecosystem. For more information, visit www.trmlabs.com.
About Finray Technologies
Finray Technologies provides unified banking infrastructure and compliance intelligence solutions for regulated financial institutions operating across fiat and digital asset markets. Its modular architecture combines ledger infrastructure, payment orchestration, and compliance engines — including transaction monitoring, wallet screening, sanctions screening, and case management — within a single environment. Learn more at www.finray.tech.
For further details and to request a demo, please visit TRM Labs or Finray Technologies online.